Replace a Bank of America debit card: Do you ever wonder what happens to your credit card when it expires? It is common for banks and credit unions to ship a new credit or debit card well before it expires. The procedure does not always reach consumers: sometimes, you have to start it yourself.
Replace a Bank of America debit card with these methods
It is easy to replace your Bank of America debit card online. You can order your Bank of America debit card online if you’re wondering “Can I order my Bank of America debit card online?”. A replacement is no longer required to be obtained at a branch or financial institution (although this still remains an option).
You can use these steps to order a new card at Bank of America card if yours is stolen, expired, or lost.
Replace your Bank of America debit card in person
We recommend that you make an appointment at the branch closest to your home, even if you can go to ” Bank of America near me “ during convenient hours for you. The replacement piece of plastic will be delivered to you the same day, so you do not have to wait for the postal service.
Bank of America offers easy appointment scheduling. You can schedule an appointment by clicking ” Schedule an Appointment “, indicating what type of client you are – an investor, a saver, a small business, etc. – and choosing to visit a financial centre . Next:
- Enter your zip code. Your local branches will be displayed.
- Select the branch of your choice.
- Do not answer that you want to see a specific specialist since you do not know which specialist is best for you.
- Please indicate which language you prefer. English, Spanish, Cantonese, Arabic, etc. Are among the languages in which Bank of America serves its customers.
- Schedule an appointment for your next visit. The system shows you Bank of America opening hours on normal days. In case you need to modify the appointment, you can do so online.
- You can finish the process by completing the online banking form or by filling out your personal and contact information.
A confirmation code will be emailed to you or texted upon completion. Be sure to take this code with you to the bank on the day of your appointment.
Note: Call 800-432-1000 to schedule an appointment Monday through Friday, from 8:00 a.m. to 11:00 p.m. or on weekends, from 8:00 a.m. to 8:00 p.m.
Order a new card at Bank of America with the mobile app
Take advantage of Bank of America’s mobile app. Once it is installed on your phone, open it and sign in. Choose help and support from the page. Thus, you will be able to request a replacement debit card and / or credit card. You can begin the process regardless of where you are located (inside or outside the country).
My Bank of America debit card has expired. Can I replace it online?
Yes, absolutely! Log in to Bank of America Online Banking with a computer, laptop, or tablet. You will find a drop-down menu titled “Manage debit or credit cards.” Once in the system, you can select “Request a new debit card or a replacement card” and you’re done.
Within 4-6 business days, you should receive your new Bank of America debit card. You will receive it in the mail.
NOTE: Bank of America recommends updating your home address if you’ve recently moved. Failure to do so will delay your account much longer.
What is the procedure for applying for a Bank of America debit card over the phone?
It’s easy to apply for a new Bank of America debit card over the phone. You can request a replacement by calling 800-432-1000 (in the US) or 315-724-4022 (abroad) Monday through Friday during extended hours. Remember that the operator will need all of your contact and personal information to verify your identity.
How much is a Bank of America debit card replacement?
Prices vary according to your circumstances. There are no associated fees or charges for applying and sending the first card from Bank of America. Neither does it apply when it comes to sending a replacement debit card and / or credit card.
However, the financial institution charges a surcharge if the card is stolen, damaged, or lost and requires a new one:
The bank will charge you $5 if you want to replace your Bank of America debit card or credit card with classic shipping (4-6 days).
A replacement debit card or credit card, which will take 1-2 days, from Bank of America will cost you $ 20.
When will I receive my replacement Bank of America card?
Bank of America debit and credit cards arrive at your door within 4-6 business days. If you don’t go to a branch in person, the financial institution makes shipments by postal mail only.
We recommend that if you are going to be making payments or expenses from now on and cannot wait for the communication, you request a virtual card at the Bank of America website and, if necessary, affix it to your digital wallet app for making your regular payments.
Remember, not all Bank of America customers will qualify for a digital debit card. In order to learn more details about your case, you should contact the bank.
Keep Reading: How to request a replacement Wells Fargo card?
If I lose or steal my Bank of America card, what should I do?
Regardless of whether it is a Bank of America card or not, the first thing you should do if your card is lost or stolen is to ask for plastic blocking. It will prevent others from using it in commercial establishments, online stores, or ATMs.
With credit cards, this is especially important. But why? Because credit cards do not work with keys. Credit card PINs are typically reserved for cash advances and, in some cases, overseas transactions.
User-ordered online blocks at Bank of America are temporary. Debit and/or credit cards can only be permanently blocked by calling the bank and requesting that they be deactivated.
If you would like to permanently block your Bank of America credit cards , call 800-732-9194 (if you are within the United States) or 757-677-4701 if you are outside the country.
In the United States, call 800-432-1000 or 315-724-4022 to block your debit card.
Check your balance for any unusual transactions with your card
You should now take a look at the accounts after blocking the card.
Use online banking to check your balance and recent bank transactions, and dispute anything that seems suspicious with the bank.
We recommend activating the Zero Liability Guarantee of Bank of America so that you are always covered. Fraudulent transactions are protected by this type of insurance.
Credit card fraud with Bank of America should be reported
It could be fraud if you see transactions in your online account that you don’t remember making, so call the bank to report it. Make sure to include the amount, the date, and the name of the store or merchant so that the agent knows where to send the claim.
You can also dispute strange movements before blocking your Bank of America debit card by calling 877-366-1121 if you notice them before blocking your card. Utilize this opportunity to request, in addition, the freezing of your bank account or the total blocking of your credit card.
Keep Reading: Bank of America Credit Card Rewards and Benefits
What is the online process for reporting a lost Bank of America card?
Bank of America cards can be reported to your online account if they are lost. When you do this, they will be blocked temporarily. This will give you time to search for your debit card (which may be lying around the house). To find it:
Log in to Bank of America. The mobile app or search engine can be used to find the site.
Open the menu and select “Manage debit and credit cards.”
From that moment on, the card cannot be used at any point of sale, ATM, etc. Select the lost card and click “Block.”.
You can unlock your card by following these steps if you find it. In the options menu, we will mark the “Unlock” button instead of the “Lock” button.
NOTE: The bank will send you a confirmation SMS and email once you block or unlock your Bank of America debit card.
What is the best way to block my Bank of America card? (Temporarily or permanently)
Follow the steps above to temporarily block your Bank of America card. Online banking may be accessed via a mobile application, a computer or a tablet. Once you are logged in, select “Manage cards” and select “Block”.
You can permanently block your card by calling the Bank of America customer service number. Other than visiting a branch, there is no other way to do it.
Does your Bank of America card expire? Here’s what you need to do?
You can find the expiration date on your Bank of America credit or debit card in the MM / YY section. Plastics that have expired can no longer be used at points of sale, online stores, etc. You won’t be able to pay for streaming subscriptions or software. When does a credit and/or debit card expire? Here’s how to find out!
What should you do when your debit card expires?
In most cases, nothing needs to be done. You will receive a replacement card from Bank of America before your current one expires. The replacement card may not arrive in time. In recent years, there have been some 13 million reports of fraud and identity theft, most of which are related to replacement debit and credit cards.
You can order a replacement Bank of America debit card online or via your mobile phone without ever leaving your home if you haven’t received it yet.
The following is the link to Bank of America’s official website where you can order a new debit card:
Log in with your bank credentials.
Choose “Request a new debit card or replacement card.”
The system will walk you through the process. Bank of America will not cancel your card until the replacement card reaches you if your current card is still valid.
Download the Bank of America app to order a new debit card:
Sign in with your credentials.
Click “Manage cards.”
Replace your credit card or debit card and you’re done!
A Bank of America virtual assistant (Erica) can also assist you in replacing your card if you prefer. Contact the virtual assistant with a voice or text message, follow her instructions, and you will receive your new credit card shortly.