How to request a credit limit increase: Credit cards allow us to get timely access to goods and services that we would not otherwise have. Every cardholder wonders how to increase my credit card limit from time to time. This is how you do it. It can be compared to getting a promotion or raise […]
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What is the balance on a credit card?
How much is the balance on a credit card: The balance on a credit card is the total amount you owe at any given time, and this “debt” is reflected in the account. Your account balance changes based on your account activity: When you make a purchase, your balance increases. When you make a payment, your balance […]
Continue readingCashback credit cards: what are they and how do they work?
Cashback credit cards and how do they work: What could be better than recovering some of the money you spend daily on your credit card? That certainly is a great idea, and that is exactly what cash back cards offer, which is why they are so appealing to some consumers. What are cashback credit cards and […]
Continue readingHow to cancel Credit card payments?
What to do if you want to stop credit card payments: If you made a payment with your credit card and want to cancel it, first try contacting the merchant you made the payment to. If that doesn’t work, you can dispute the transaction and void the credit card payment, provided that it’s allowed by […]
Continue readingHidden benefits of credit cards that nobody tells you
Benefits of credit cards that nobody tells you: Since credit cards are affordable and easy to repay, consumers often use them as a short-term loan. Besides, the line of credit is revolving, it has already been approved, and it can be used in any store, restaurant, hotel or e-commerce in the country. These are the expected […]
Continue readingBuying a car with a credit card is a good idea?
Can I buy a car with a credit card: Is it possible to buy a car with a credit card? You probably won’t be able to do it with all dealers and it will probably depend on several factors. It’s expensive to buy a car. Consumers usually take out loans to pay them off over time because […]
Continue readingWhat to do if you want to cancel your credit card
How to cancel a credit card: Cancelling a credit card can reveal more than one person. There are many mysteries surrounding the cancellation of a credit card : How do I do it? How does the balance get handled? Can I get my credit history damaged by cancelling a card? We answer these questions and […]
Continue readingWhat happens if I don’t pay my credit card on time?
If I pay my credit card late, what happens: You have come to the right place if you are wondering: “What happens if I don’t pay my credit card on time?”. It may seem inconsequential to miss a payment on your credit card, but be careful! You’re right, it’s older than you think. This means that, […]
Continue readingHow to apply for a Chase credit card
What you need to do to apply for a Chase credit card: The JP Morgan Chase offer is the right choice if you’re looking for a good credit card. The next step is for you to find out how to apply for a Chase credit card or what type of card you should choose. If […]
Continue readingWhat does a credit card closing date mean?
What does a credit card closing date mean: A credit card user receives a billing statement every month. All the transactions you made with your card will appear on your account statement (which summarizes your debt with the bank), including payments, expenses and cash advances, but also payments that you made before the closing date […]
Continue readingHow to get a credit card as an immigrant
How to get a credit card if you are an immigrant: If you are an international student or have just arrived in the United States, welcome! The land of freedom is waiting for you. You need credit to achieve your goals – buy a house, request a student loan, etc. – and what better way […]
Continue readingWhere can I find my Wells Fargo account number?
My Wells Fargo account number: Did you ever find yourself having trouble locating your Wells Fargo account number when you needed to make a transaction? Then this article is for you. The account number and ABA routing number for your Wells Fargo account can be found here. For those who do not know, these numbers are essential […]
Continue readingWhat is my American social security number?
How can I find out my American social security number: Generally, a Social Security Number (SSN) is a nine-digit number issued to U.S. citizens, lawful permanent residents, and some legally working non-immigrants. In order to track Social Security benefits, the Social Security Administration issues a number. However, over time, the SSN has come to serve as a […]
Continue readingWhat is the grace period for credit cards in the USA?
Grace period for credit cards in the USA: Credit cards offer much more than just handing over a card and paying you can use each transaction to build your credit history, while buying what you want without having to assume a high interest rate. Credit card issuers report payments to credit bureaus and, in addition, […]
Continue readingHow to Send money online with a credit card
Online money transfers using a credit card: Sending money online with a credit card is much easier in the digital age. Thanks to companies like Paypal , Amazon and Square that offer financial solutions that anyone can access from their computer, tablet or mobile phone. You can use these three services to make a payment […]
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